Mobile Home Closings

Manufactured Housing Titles

Manufactured housing can provide a high quality and affordable home.  However, there are legal risks and decisions concerning the purchase and sale of these properties.  For instance, mobile homes are classified as personal property and are issued a certificate of title by the Department of Motor Vehicles.

Without the knowledge of how to properly handle these transactions, current and future owners run the risk of the title to the manufactured home not transferring, not existing, or remaining encumbered by a lienholder. Fortunately, South Carolina offers a procedure to retire a title to a mobile home that is permanently affixed to real property.

Potential benefits of retiring title and designating the home as a real property can include:

  • More favorable financing
  • Possible homestead exemptions
  • Better consumer protections
  • Stronger protection for heirs
  • Higher resale value
  • Safeguards upon default of the loan

For these reasons and more, Clemmons Law Firm works to protect the rights of mobile home clients throughout South Carolina.  If you need legal help regarding the purchase sale, title, or other issues involving a mobile home in South Carolina, contact our office TODAY!